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MercadoLibre (MELI) Stock: A Good Buy After Q3 2024 Earnings

MercadoLibre, Inc. (MELI), often referred to as the “Amazon of Latin America,” has established itself as one of the most dominant e-commerce and fintech platforms in the region. Founded in Argentina and serving several key Latin American markets, MercadoLibre provides online marketplaces, digital payment solutions, and logistics services that support the growing demand for e-commerce in a region where digital adoption continues to expand.

MercadoLibre (MELI)

1. Overview of MercadoLibre

MercadoLibre operates in some of the largest economies in Latin America, including Brazil, Mexico, and Argentina. It provides a diverse suite of services, from its primary online marketplace to Mercado Pago, a digital payments platform that supports transactions both online and offline, and Mercado Envios, a logistics service. These services have allowed MercadoLibre to become a key player in the e-commerce sector and capitalize on the digital transformation across Latin America.

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2. Mercado Libre Financial Performance

In its recent financial report for Q3 2024, MercadoLibre demonstrated significant year-over-year growth, reporting quarterly revenue of $5.312 billion, a 35.27% increase from $3.927 billion in Q3 2023. This growth in revenue reflects the company’s strong position in Latin America's e-commerce and fintech markets, with notable expansion in key regions such as Brazil, Mexico, and Argentina.

For the trailing twelve months (TTM) ending in Q3 2024, MercadoLibre's revenue reached $18.493 billion, marking a 35% increase from the $14.473 billion reported for FY 2023. Earnings per share (EPS) also showcased positive growth, with quarterly EPS rising to $7.83 in Q3 2024, up 9.36% from $7.16 in Q3 2023. On an annualized basis, EPS increased by an impressive 43.8%, climbing from $19.47 in FY 2023 to $28.12 for the TTM in Q3 2024.

The company’s free cash flow per share (TTM) also improved, reaching $120.74, up 32.98% from $90.79 in FY 2023. This growth in free cash flow underscores MercadoLibre’s ability to generate capital to reinvest in infrastructure, technology, and services, enhancing its competitive advantage in Latin America's fast-growing digital economy.

These metrics illustrate MercadoLibre's robust financial momentum and strategic focus, positioning it well to capitalize on the continued digital and financial transformation in the region.

3. MELI Stock Price Performance and Valuation

Over the past year, MercadoLibre’s stock has experienced substantial growth. The stock is currently valued at $1,872.01 per share, a 35% increase over the past 12 months, which reflects investor confidence in the company's continued expansion​

In terms of valuation, MercadoLibre’s current Price-to-Sales (P/S) ratio stands at 5.13, and its Price-to-Earnings (P/E) ratio is approximately 66.6 and a forward P/E of 48. Although these figures might seem high compared to traditional valuation metrics, they are common for high-growth tech companies. MercadoLibre’s ability to maintain growth in a challenging market environment suggests that these valuation multiples are justified. Investors often consider MELI a strong investment because its market penetration in Latin America is expected to deepen further, while digitalization trends continue to support its valuation​

4. Mercado Libre Growth Potential

MercadoLibre’s growth potential in Latin America is significant, given that the region is still in the early stages of digital adoption. E-commerce penetration in Latin America lags behind other regions, which presents a long runway for MercadoLibre. The company is also leveraging its fintech operations through Mercado Pago, providing digital payment options to an underserved population. With more than 50% of the Latin American population still unbanked, Mercado Pago has positioned itself as a tool for financial inclusion and is expected to drive long-term growth.

In addition, Mercado Envios, its logistics arm, helps it maintain control over delivery operations, a crucial factor in customer satisfaction and operational efficiency. The expansion of these logistics capabilities has enabled faster, more reliable deliveries, which strengthens customer loyalty and supports revenue growth. Continued investments in logistics infrastructure and digital payment technologies make MercadoLibre well-positioned to benefit from increased e-commerce and digital payment adoption in Latin America​

5. Risks to Consider

Despite its promising growth prospects, investing in MercadoLibre does come with risks. The company faces currency exchange risks due to the volatility of Latin American currencies, particularly in Argentina. Additionally, increased competition from other e-commerce and fintech players, including global giants like Amazon, could impact its market share.

Political and economic instability in Latin American countries poses another risk, as regulatory changes or economic downturns could negatively impact consumer spending and business operations. However, MercadoLibre has shown resilience and adaptability in managing these challenges, and the company’s extensive local experience and brand loyalty give it an advantage over new entrants​

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Conclusion

In summary, MercadoLibre is an attractive investment for those seeking exposure to Latin America’s growing e-commerce and digital finance sectors. The company's strong financial performance, expanding market share, and growth potential in underserved regions make it a compelling choice for growth-focused investors. While there are inherent risks associated with the region, MercadoLibre’s leadership position and ongoing investments in technology and logistics infrastructure position it well for continued success. Therefore, despite the risks, MercadoLibre (MELI) remains a stock worth considering for long-term investment.

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